Individual Experience dan Persepsi Pedagang: Relasi Pengalaman Individual Dan Persepsi Pedagang Terhadap Bank Syariah

Authors

  • Fajar Hajaru Sekolah Tinggi Agama Islam Negeri, Curup, Indonesia
  • H Hardivizon Sekolah Tinggi Agama Islam Negeri, Curup, Indonesia

DOI:

https://doi.org/10.29240/jie.v1i1.63

Abstract

The main differences of shariah institution and conventional can be indentified in the two system--application of loss and profit sharing; interest. Loss and profit sharing as an alternative system, or mechanisme to alter the ribawi system. In this context, the research applies a grounded theory. The result shows that their perception toward profit and loss sharing in islamic bank, essentially is based on individual experience. It is also a foundation for their choice toward islamic bank. Data informs that consumers interest to choose islamic bank because of profit and loss sharing. Keywords : Individual experience, perception, consumers, islamic bank, profit and loss sharing.

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References

Hardivizon, dkk, Laporan Akhir :Religius Taste and Bank Choice Behaviour : Relasi Sistem Prefensi Agama dan Pilihan Konsumen Terhadap Bank Syariah di Provinsi Bengkulu, (DIKTIS KEMENAG RI) 2015.

Karim, Adiwarman A, Bank Islam : Analisis Fikih dan Keuangan, (Jakarta : PT RajaGrafindo Persada, 2006).

Kotler, Philip, Marketing manajemen analysis, planning, implementation & control, Prentice Hall In, 1995

Lewis, Meryn K. dan M. Algaoud, Perbankan Syariah Prinsip Praktik Prospek, alih bahasa Burhan Wirasubrata (Jakarta : SERAMBI, 2004).

Muhamad, teknik perhitungan bagi hasil dan profit margin pada bank syariah, (Yogyakarta:UUI Press, 2004).

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How to Cite

Hajaru, F., & Hardivizon, H. (2016). Individual Experience dan Persepsi Pedagang: Relasi Pengalaman Individual Dan Persepsi Pedagang Terhadap Bank Syariah. AL-FALAH : Journal of Islamic Economics, 1(1), 89–104. https://doi.org/10.29240/jie.v1i1.63

Issue

Vol. 1 No. 1 (2016)

Section

Articles

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